Assayed ยท 999 fine
Buy 24K gold and 999 silver from โน10.
Every rupee you save becomes real metal, weighed to four decimal places and stored in an insured vault. Withdraw as coins, jewellery, or cash whenever you want.
Vaulted ยท Insured ยท Independently audited
Stored by
Your vault partner
Insured by
Your insurer
Audited by
Your auditor
Purity
999 gold ยท 999 silver
Three steps
Saving, start to finish
1
Choose your amount
Start at โน10. Change it or pause it at any time, with no fee for stopping.
2
Pick gold or silver
Buy 24K gold, 999 silver, or both. Each purchase is priced at the rate shown on the board.
3
Watch the weight build
Your holding is shown in grams, to four decimals. Prices move; your weight does not.
From โน10
Choose how you save
From โน10 ยท daily
Daily
0.0431 g
Bought at the morning rate, every day.
From โน100 ยท weekly ยท most chosen
Weekly
0.3017 g
One debit a week, on the day you pick.
From โน500 ยท monthly
Monthly
1.3084 g
Set it for payday and leave it alone.
Round-up ยท on every spend
Round-up
0.0088 g
Spare change from each payment becomes metal.
Weights shown are what the listed amount buys at the rate on the board. Metal prices move, so the weight you get changes with them.
Two metals
Gold or silver
Both are real metal, stored the same way. They differ in how much they move and how much a gram costs.
24K ยท 999 fine ยท per gram
Gold
- Steadier week to week, so it suits a long hold.
- Priced per gram, so small amounts still buy a visible weight.
- Withdraw as coins or jewellery.
999 fine ยท per kilo
Silver
- Moves more than gold, up and down, so expect a bumpier line.
- Quoted per kilo, so the same money buys far more weight.
- Withdraw as bars or coins.
Gold is quoted per gram and silver per kilo, so the two figures are not directly comparable. Any chart comparing them should index both to a common starting point rather than putting two scales on one axis.
Custody
Where your metal lives
Every gram you buy sits in a professional vault, insured and audited by a firm with no stake in the outcome. Your holding is recorded in your name and you can ask for it in physical form at any time.
Stored
Held in a commercial vault, separate from company funds.
Insured
Covered in full against loss and theft while in storage.
Audited
Counted by an independent auditor, with reports published.
Your metal, on demand
Three ways to take it out
Coins and bars
Order a minted coin or bar once your holding reaches a deliverable weight. Delivery is insured door to door.
Jewellery
Exchange your weight for a piece at a partner jeweller. Making charges are shown before you confirm.
Cash
Sell any part of your holding and receive the money in your bank account. The sell rate is shown before you confirm.
In their words
Saver stories
โI put in โน50 a day and stopped thinking about it. After a year I had enough for my sister's bangles.โ
Saver name ยท City ยท Occupation
โThe weight in grams is what convinced me. I can see exactly what I own.โ
Saver name ยท City ยท Occupation
โI asked for a coin and it arrived in four days. That settled any doubt.โ
Saver name ยท City ยท Occupation
Common questions
Questions savers ask
What exactly do I own?
A recorded weight of physical metal, held in a vault in your name. Your account shows it in grams to four decimal places, so even a โน10 purchase is visible.
What happens if the price falls?
Your weight does not change, but what it is worth in rupees does. Metal prices move in both directions and nobody can tell you which way they will go.
What does it cost?
The difference between the buy and sell rate is shown on every screen before you confirm, along with any applicable tax, delivery charge or making charge.
How do I get the metal in my hand?
Once your holding reaches a deliverable weight, order a coin or bar and it ships insured. You can also exchange it for jewellery at a partner store.
Can I stop or pause?
Yes, at any time, with no charge for stopping. Metal you have already bought stays yours.
Android and iOS
Start with โน10 today
Set up a plan in two minutes. No paperwork to start, and you can stop whenever you like.
